Affordable Therapy Options in Michigan

Cost shouldn’t be the reason you don’t get support.

At Unity Counseling, we offer a range of affordable mental health counseling options in Grand Rapids, Muskegon, Alpena, and online across Michigan—so you can find care that fits both your needs and your budget.

Whether you’re using insurance or exploring lower-cost options, we’re here to help you figure out what works.

Ways to Make Therapy More Affordable

We offer several options to help make therapy more accessible:

Using Insurance

Many insurance plans cover therapy services, which can significantly reduce out-of-pocket costs.

Our team will:

• verify your benefits
• explain your copay or deductible
• help you understand your coverage

No surprises—just clear information up front

Sliding Scale Options

If you’re not using insurance, we offer sliding scale fees based on income.

This allows therapy to feel more manageable and accessible, regardless of your financial situation.

Working with Counseling Interns

One of the most affordable options is working with a counseling intern.

Interns are:

• graduate-level clinicians
• supervised by licensed therapists
• trained in evidence-based approaches

They can support with:

• anxiety, depression, and stress
• relationship challenges
• life transitions and personal growth

This is a great option if you’re looking for lower-cost support without sacrificing quality

Medicaid Coverage

We accept select Medicaid plans, which may cover therapy at little to no cost depending on your eligibility.

Our team can help you verify your coverage and walk you through next steps.

HSA & FSA Payments

You can also use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to pay for therapy using pre-tax dollars.

Affordable Therapy Near You

We offer in-person therapy in:

• Grand Rapids, MI
• Muskegon, MI
• Alpena, MI

And provide online therapy across Michigan, making it easier to access care wherever you are.

You Don’t Have to Figure This Out Alone

We know navigating cost, insurance, and options can feel overwhelming.

That’s exactly why our intake team is here.

We’ll help you:

• understand your options
• find something that fits your budget
• match with the right therapist

We also offer a free 15-minute consultation call, so you can explore your options before committing.

Get Started

If cost has been holding you back, you’re not alone—and support is still possible.